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Payin & payout infrastructure

Collect and disburse money on one set of rails.

LogixFlow gives modern platforms a single API for payin (fees, orders, consultations) and payout (tutors, clinicians, sellers, partners) — with automatic reconciliation, instant payouts and compliance built in.

  • Go live in days
  • PCI DSS Level 1
  • Instant payouts
UPI · instant Verified · penny-drop

LogixFlow ledger

Today · ₹2,40,000 processed

Live

Payin received

Course fee · Razor School

+₹24,000
Auto-reconciled

Tutor payout

Instant · UPI

₹18,600

Platform fee

Settled · T+1

₹5,400

Net settled

₹24,000

Balanced
Two directions, one rail

Money flows both ways. Run it on one rail.

Most platforms bolt a payment gateway onto a separate payouts vendor, then reconcile the gap by hand. LogixFlow puts collections and disbursements on one balance, one ledger and one API — so every rupee that comes in is matched to every rupee that goes out.

Money in
LogixFlow rail
Money out

Every payin is captured, reconciled and settled to its payout on a single ledger — in seconds, automatically.

99.2%
avg. checkout success

Payin / Collections

Take money the way your customers want to pay — fees, orders, consultations and subscriptions, on a checkout they trust.

  • Cards, UPI, net-banking, wallets & EMI
  • Hosted checkout, payment links & subscriptions
  • Smart routing with auto-retries to lift success rates
  • Instant refunds and chargeback handling
CardsUPINet-bankingWalletsEMIQR
Explore collections
24×7
instant payout window

Payout / Disbursements

Send money the moment it's earned — to tutors, clinicians, sellers, workers and partners, instantly or in bulk.

  • Disburse to bank, UPI & cards in real time
  • Bulk payouts and scheduled disbursement runs
  • Settle thousands of payees in a single run
  • Beneficiary verification & penny-drop checks
Bank / NEFTIMPSUPIRTGSCards
Explore disbursements
0.00%
Payout success rate
<0s
Median instant payout
0+
Banks & UPI handles
0Cr+
Processed annually
Built for your vertical

Wherever money moves both ways, LogixFlow fits

Pre-configured for the regulatory, settlement and trust requirements of the platforms we serve — starting with the four we know best.

Edtech

From enrolment to instructor payouts

Collect tuition and course fees, run subscriptions and EMIs, then pay out tutors, content creators and partner institutions automatically.

  • Recurring fee plans & no-cost EMI at checkout
  • Revenue-share payouts to educators
  • Scholarship, refund & dropout-refund flows
  • GST-ready invoices and TDS on payouts

Healthcare

From consultation to clinician settlement

Take payments for appointments, diagnostics and pharmacy, then settle doctors, labs and partner clinics with full audit trails and data-handling controls.

  • Pay-at-clinic links & insurance co-pay collection
  • Real-time payouts to doctors, labs & riders
  • Sensitive-data-aware, access-controlled ledger
  • Itemised settlement reports per facility

Gig & freelance platforms

From client billing to worker payouts

Bill clients across every payment method, then pay freelancers and gig workers the moment a job is approved — with instant onboarding and verification.

  • Instant onboarding & KYC for workers
  • Pay out the moment a job is approved
  • Bulk and on-demand payout runs
  • TDS on payouts & downloadable reports

Lending & NBFCs

From disbursal to EMI collection

Disburse loans in seconds and auto-collect repayments via mandates, UPI AutoPay and net-banking — with a full audit trail for every rupee.

  • Instant loan disbursal to any account
  • e-NACH & UPI AutoPay mandate collection
  • Automated EMI presentation & retries
  • Reconciliation across disbursal & recovery

And every platform in between

Travel & hospitality

Take bookings across rails and settle hotels, airlines and agents on flexible cycles.

Logistics & mobility

Collect COD and fares, then run high-frequency instant payouts to drivers and partners.

Insurance

Collect premiums on schedule and push claim settlements straight to customer accounts.

Agritech

Aggregate buyer payments and disburse to farmers and FPOs with full traceability.

Real estate & rentals

Collect deposits and rent, hold in escrow, and release to owners against milestones.

How it works

From integration to settlement in three steps

01

Connect once

Integrate a single API or drop in our hosted checkout. Onboard beneficiaries with built-in KYC and verification.

02

Collect payments

Accept fees and consultations across cards, UPI, net-banking and EMI. Funds land in your LogixFlow balance in real time.

03

Settle & pay out

Schedule or instantly disburse to tutors, clinicians and partners — every transaction auto-reconciled in your ledger.

The platform

One ledger for the whole money journey

The infrastructure layer that finance, product and engineering teams share — from first checkout to final settlement.

Auto-reconciliation

Every payin is matched to its settlement and payout. No more month-end spreadsheet hunts.

Recurring & mandates

Collect on schedule with subscriptions, e-NACH and UPI AutoPay — set up once, charged automatically.

Virtual accounts & escrow

Issue per-customer virtual accounts and hold funds in escrow until milestones clear.

Instant payouts

Push money to bank or UPI 24×7 — including weekends and bank holidays.

Unified dashboard

Track collections, balances, payouts and disputes across every flow in one view.

Tax & invoicing

GST invoices, TDS deduction on payouts and downloadable reports your finance team will love.

Smart routing

Dynamically route across acquirers and rails to maximise success and minimise cost.

Single API & webhooks

One integration for payin and payout, with signed webhooks for every state change.

For developers

Integrate payin and payout in an afternoon

A single, predictable API surface for both directions of money. Clean docs, real test mode, and webhooks you can actually rely on.

  • REST API with idempotency keys
  • Signed webhooks for every event
  • Test mode with simulated rails
  • SDKs for Node, Python, PHP & Go
payout.ts
// Pay out to a tutor the moment a class settlesconst payout = await conduit.payouts.create({  account: "edtech_platform_01",  amount: 18600,            // ₹186.00  currency: "INR",  rail: "upi_instant",  beneficiary: {    vpa: "tutor.meera@okhdfc",    name: "Meera Nair",  },  reference: "class_4821",}); console.log(payout.status); // "processed"
Trust & compliance

Money and patient-adjacent data deserve serious controls

Security isn't a feature bolted on later. It's the foundation LogixFlow is built on — so you can pass your own audits faster.

PCI DSS Level 1

Card data is tokenised and never touches your servers. Audited annually to the highest tier.

Encryption everywhere

AES-256 at rest, TLS 1.3 in transit, and scoped keys with full rotation support.

Regulated & audit-ready

RBI-aligned settlement flows, ISO 27001 controls and SOC 2 reporting on request.

Data-handling controls

Role-based access, granular audit logs and data-residency options for healthcare workloads.

PCI DSSISO 27001SOC 2RBI-alignedGDPRHIPAA-aware
FAQ

Questions, answered

Everything else you might want to know before talking to our team.

Payin is money coming into your platform — students paying fees, patients paying for consultations. Payout is money going out — settling tutors, doctors, labs and partners. LogixFlow handles both on one ledger so they always reconcile.

Most platforms integrate in a few days using our test mode and SDKs. KYC and underwriting for live processing typically completes within a week, depending on your documentation.

Yes. Instant payouts over UPI and IMPS run 24×7, including weekends and bank holidays. Bank-transfer payouts follow standard settlement cycles unless you're on instant rails.

Yes. Upload or trigger bulk payout runs via API or dashboard, and schedule recurring disbursements. Every payout is verified, tracked and auto-reconciled against your balance.

LogixFlow's ledger is access-controlled and audit-logged, with data-residency options and HIPAA-aware handling for patient-adjacent information. We never store clinical records — only the payment metadata needed to settle.

Pricing is usage-based and modelled on your real volumes and mix of payin vs. payout. Request a demo and we'll put together a quote tailored to your platform.

Ready when you are

Move money the easy way — in and out, on one rail

Tell us about your platform and we'll walk you through a payin + payout flow tailored to your vertical, usually within one working day.

  • Personalised integration walkthrough
  • Pricing modelled on your real volumes
  • Go-live checklist for compliance